Standard Terms & Conditions

Terms & Conditions & Privacy Policy
Effective Date: September 9, 2018
Sites Covered: drchrissaylor.com and drsaylor.com

The Agreement
Use of this website and services provided by Saylor & Associates, LLC, Saylor Family Investments, and/or Dr. Chris Saylor ("Company") is governed by these Terms & Conditions ("Agreement"). This Agreement governs your access to and use of all pages on this website ("Website") and any services provided through it ("Services").

1) Definitions

• Company, Us, We: Refers to Saylor & Associates, LLC, Saylor Family Investments, Dr. Chris Saylor, including their employees, agents, and affiliates.
• You, User, Client: The individual accessing or using the Website.
• Parties: Collectively refers to the Company and You.

2) Assent & Acceptance
By accessing or using the Website, you agree to be legally bound by this Agreement. If you do not agree, discontinue use immediately. Continued use signifies acceptance.

3) Age Restriction
You must be at least 18 years old to use this Website or Services.

4) License to Use Website
We grant you a limited, non-exclusive, non-transferable, revocable license to use Company materials for personal, non-commercial purposes related to Website use.

5) Intellectual Property
All Website content and intellectual property are owned by the Company. You may not reproduce or use them without express consent. You grant the Company a non-exclusive license to use content you provide as necessary to operate the Website.

6) User Obligations
You agree to provide accurate information, safeguard your account, and notify us of unauthorized use.

7) Acceptable Use
You agree not to:

• Violate laws or rights.
• Infringe intellectual property.
• Upload harmful code.
• Commit fraud or other prohibited activities.

8) Privacy Information
We collect, use, and retain your information to provide and improve Services. We do not sell your personal information. You have rights to access, correct, or request deletion of your data. For significant changes to our privacy practices, we will provide notice.

9) Mobile Privacy
Mobile information is confidential and used only for communication you have opted into.

10) Reverse Engineering & Security
You may not reverse engineer, bypass security, or interfere with Website operations.

11) Data Loss
We are not responsible for data loss or unauthorized access.

12) Indemnification
You agree to defend and indemnify the Company from claims related to your use of the Website.

13) Spam Policy
Unsolicited commercial messaging is prohibited.

14) Third-Party Links & Content
We are not responsible for third-party content or services.

15) Modification & Variation
We may modify this Agreement and will provide notice of material changes. Continued use after notice constitutes acceptance.

16) Entire Agreement
This is the complete agreement between the Parties.

17) Service Interruptions
We may suspend service for maintenance or emergencies and are not liable for interruptions.

18) Term, Termination & Suspension
We may suspend or terminate access at any time, with or without cause.

19) No Warranties
Services are provided "as is" without warranty of any kind.

20) Limitation on Liability
Our liability is limited to direct damages up to $100 or the amount paid in the last 6 months, whichever is greater. We are not liable for indirect or consequential damages.

21) General Provisions

• Governing Law: Virginia law applies. Disputes will be resolved in Virginia courts, or by arbitration in Pennsylvania if negotiation fails.
• Severability: Invalid provisions do not affect the rest of the Agreement.
• Force Majeure: We are not liable for events beyond our control.
• Electronic Communications: You consent to receive communications electronically.

For questions, contact us using the website form.