Standard Terms & Conditions

Terms & Conditions & Privacy Policy

Effective Date: September 9, 2018

Sites Covered: drchrissaylor.com and drsaylor.com

The Agreement: The use of this website and the services provided on this website by Saylor & Associates, LLC, Saylor Family Investments, and/or Dr. Chris Saylor (hereinafter collectively referred to as the "Company") is governed by the following Terms & Conditions (hereinafter the "Agreement"), the provisions of which are expressly incorporated herein by reference. This Agreement governs your access to and use of all pages on this website (collectively referred to as the "Website") and any services provided through or on this Website ("Services").

1) Definitions

The following definitions apply to this Agreement:

a) Company, Us, We: The Company, as the owner, operator, and publisher of the Website, makes the Website and certain Services on it available to users. The terms "Company," "Us," "We," "Our," "Ours," and other first-person pronouns refer to Saylor & Associates, LLC, Saylor Family Investments, Dr. Chris Saylor, including their employees, agents, and affiliates.

b) You, the User, the Client: The individual accessing or using the Website is referred to as "You," "Your," "Yours," "User," or "Client."

c) Parties: The Company and You are collectively referred to as the "Parties."

2) Assent & Acceptance

By accessing or using the Website, you represent that you have read, understood, and agree to be legally bound by the terms and conditions of this Agreement. If you do not agree to be bound by this Agreement, you must immediately cease your use of the Website. Your continued use of the Website constitutes your acceptance of this Agreement.

3) Age Restriction

You must be at least 18 years of age to access or use the Website or any Services provided herein. By accessing or using the Website, you represent and warrant that you are at least 18 years old and legally capable of entering into this Agreement. The Company disclaims any liability for misrepresentation of your age.

4) License to Use Website

The Company may provide you with certain information as a result of your use of the Website or Services. This information may include, but is not limited to, documents, data, or other materials developed by the Company ("Company Materials"). Subject to your compliance with this Agreement, the Company grants you a non-exclusive, limited, non-transferable, and revocable license to use the Company Materials solely for personal and non-commercial purposes in connection with your use of the Website and Services. This license will immediately terminate upon your cessation of use of the Website or Services or the termination of this Agreement.

5) Intellectual Property

The Website and all content and Services provided by the Company, including but not limited to all copyrights, trademarks, trade secrets, patents, and other intellectual property rights ("Company IP"), are the exclusive property of the Company. You acknowledge and agree that the Company owns all rights, title, and interest in and to the Company IP and that you will not use the Company IP for any unlawful or infringing purpose. You further agree not to reproduce, distribute, modify, or create derivative works from any Company IP without the express written consent of the Company.

a) To provide the Website and Services to you, you grant the Company a royalty-free, non-exclusive, worldwide license to copy, display, use, broadcast, transmit, and create derivative works of any content you publish, upload, or otherwise make available to the Website ("Your Content"). The Company does not claim further proprietary rights in Your Content.

b) If you believe that your intellectual property rights have been infringed by the posting of any content or media by another user, you should notify the Company immediately.

6) User Obligations

As a condition of your use of the Website or Services, you may be required to register for an account with the Company. When registering, you must provide accurate, current, and complete information. You are solely responsible for maintaining the confidentiality of your account credentials, including any user identifiers and passwords. If you become aware of any unauthorized use of your account information, you agree to notify the Company immediately in writing. You are responsible for any activity that occurs through your account, whether authorized or not. Providing false or inaccurate information, or using the Website or Services for fraudulent or unlawful activities, constitutes grounds for immediate termination of this Agreement.

7) Acceptable Use

You agree not to use the Website or Services for any unlawful purpose or any purpose prohibited by this Agreement. You further agree not to use the Website or Services in any way that could damage, disable, overburden, or impair the Website or interfere with any other party's use of the Website or Services.

a) Specifically, you agree not to engage in any of the following prohibited activities:

i) Harassing, abusing, or threatening others, or otherwise violating any person’s legal rights;

ii) Infringing upon the intellectual property rights of the Company or any third party;

iii) Uploading or disseminating any viruses or other harmful software;

iv) Committing or promoting fraud;

v) Engaging in or facilitating any unlawful gambling, sweepstakes, or pyramid schemes;

vi) Publishing or distributing obscene or defamatory content;

vii) Promoting or inciting violence, hate, or discrimination against any group;

viii) Illegally collecting information about others.

8) Privacy Information

By using the Website or Services, you may provide the Company with certain personal information. You consent to the Company’s use of such information as follows:

a) Information Collection: When you register for an account, you may be required to provide a valid email address and other information, such as your name or billing information. We may also collect data from third-party applications you use to access our Website and from various web technologies, such as cookies, log files, clear gifs, and web beacons.

b) Use of Information: The Company uses the information collected to enhance your experience on the Website, including for communication and analytical purposes. The Company may engage third-party providers to assist with these activities.

c) Protection of Your Information: You may choose to disable cookies in your web browser to prevent passive information collection. However, the Company will still retain and use any information you have provided, such as your email address. If you terminate your account, the Company will retain your information for 365 days before deletion.

9) Mobile Privacy

Your personal mobile information is strictly confidential and will not be shared with any third parties or affiliates. Mobile information is solely used for direct personal communications that you have opted to receive; we do not use it for any marketing or promotional purposes whatsoever. You may opt out of text messaging at any time by replying "STOP" to any message you receive from us.

10) Reverse Engineering & Security

You agree not to undertake any of the following actions:

a) Reverse engineer or attempt to reverse engineer or disassemble any code or software from or on the Website or Services;

b) Compromise the security of the Website or Services through unauthorized access, circumvention of encryption or other security measures, data mining, or interference with any host, user, or network.

11) Data Loss

The Company is not liable for any data loss or unauthorized access to your account or content. Your use of the Website and Services is at your own risk.

12) Indemnification

You agree to indemnify, defend, and hold harmless the Company and its affiliates from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorney's fees) arising from or related to your use or misuse of the Website or Services, your breach of this Agreement, or your conduct or actions. The Company reserves the right to select its own legal counsel and participate in its own defense, if it so chooses.

13) Spam Policy

The use of the Website or any of the Company’s Services for the transmission of unsolicited commercial email or spam is strictly prohibited.

14) Third-Party Links & Content

The Website may contain links to third-party websites or services. The Company is not responsible for the content, privacy practices, or any loss or damage caused by your use of any third-party services linked to from the Website.

15) Modification & Variation

The Company reserves the right to modify this Agreement at any time without prior notice. Such modifications will be effective immediately upon posting on the Website. You agree to review this Agreement periodically to stay informed of any changes. Your continued use of the Website following any modification constitutes your acceptance of the revised Agreement.

a) Should any part of this Agreement be deemed invalid or unenforceable by a court of competent jurisdiction, the remaining parts shall remain in full force and effect.

b) Failure to monitor modifications does not absolve you from your obligation to adhere to the modified terms.

16) Entire Agreement

This Agreement represents the entire understanding between the Parties concerning the use of the Website and supersedes all prior agreements or understandings, written or oral.

17) Service Interruptions

The Company reserves the right to interrupt access to the Website for scheduled or unscheduled maintenance or emergency services. The Company shall not be held liable for any unavailability, downtime, or loss of data caused by such interruptions.

18) Term, Termination & Suspension

The Company reserves the right to terminate this Agreement or your access to the Website and Services at any time, with or without cause. If you violate any terms of this Agreement, the Company may immediately suspend or terminate your access to the Website and Services. Provisions expected to survive termination shall remain in effect.

19) No Warranties

You agree that your use of the Website and Services is at your sole risk. The Website and Services are provided "as is," without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

20) Limitation on Liability

To the fullest extent permitted by law, the Company shall not be liable for any damages arising from your use of the Website or Services, whether direct, indirect, incidental, consequential, or punitive. The maximum liability of the Company is limited to the greater of one hundred dollars ($100) or the amount you paid to the Company in the last six (6) months.

21) General Provisions

a) Language: All communications under this Agreement shall be in English.

b) Jurisdiction, Venue & Choice of Law: This Agreement shall be governed by the laws of the State of Virginia, without regard to its conflict of law principles. Any disputes arising under this Agreement shall be resolved in the state or federal courts located in Rockbridge County, Virginia. You consent to the jurisdiction of such courts and waive any objections to the venue.

c) Arbitration: Any disputes arising under this Agreement shall first be resolved through good-faith negotiation. If negotiation fails, the Parties agree to binding arbitration in Berks County, Pennsylvania, conducted by a single arbitrator. Each Party shall bear its own costs.

d) Assignment: You may not assign your rights or obligations under this Agreement without the Company’s prior written consent.

e) Severability: If any provision of this Agreement is deemed invalid or unenforceable, the remaining provisions shall remain in effect.

f) No Waiver: Failure to enforce any provision of this Agreement shall not constitute a waiver of that provision or any other provision.

g) Headings for Convenience Only: The headings used in this Agreement are for convenience only and do not affect its interpretation.

h) No Agency, Partnership or Joint Venture: No agency, partnership, or joint venture has been created between the Parties as a result of this Agreement.

i) Force Majeure: The Company shall not be liable for any failure to perform due to circumstances beyond its control, including acts of God, civil disturbances, war, strikes, or natural disasters.

j) Electronic Communications Permitted: Both Parties agree to receive communications electronically. 

For questions, concerns, or other inquiries, please contact us using the web form on this website.